Services & Pricing

Find the right level of support for your family.

MyCAP Premium is our self-guided college financial planning platform — most families start here, then add expert help when the stakes get high. Here's how the whole thing fits together.

1Start with MyCAP Premium 2Add expert help as needed 3Or let us handle everything
50,000+ families already planning smarter with CAP
50,000+
Families trust CAP
$123,284
Average savings per family
98.7%
Satisfaction rate
4.9★
Member rating
Average four-year savings across MyCAP Premium families who completed a full financial planning cycle (2022–2024), based on internal net-cost analysis vs. each family's original college budget. Individual results vary.
Plans & Memberships

Three ways to pay less for college — pick the one that fits.

From a free starting point to fully done-for-you. Every family is different — and there's no wrong place to begin.

Free account
MyCAP Free
$0
Forever free

Build your school list and see what college might actually cost you.

  • Add up to 3 schools to your list
  • Basic net cost previews
  • SAI calculator
  • FAFSA & CSS Profile checklists
  • Live office hours
  • CAPgpt AI assistant
Create your free account
No credit card · No commitment
Done-for-you
“Wake Me When It’s Over”
from $3,499
One-time engagement

Dedicated expert handles the planning, paperwork, and decisions — start to finish.

  • School list financial fit review
  • FAFSA & CSS Profile completion
  • Award letter analysis & comparison
  • Appeal strategy & letter support
  • Bill payment & loan strategy
  • Ongoing advisor access included
Schedule a free consultation
Pricing scales with complexity · No surprises
What you get every week

A membership that keeps working for your family.

Premium isn’t just software. It’s an ongoing live system — new scholarships every week, expert office hours every other Thursday, and AI guidance that updates when policy changes.

Weekly
New scholarships added
Every 2 wks
Live office hours
Monthly
New expert workshops
Always on
CAPgpt 24/7
Live member activity
What’s included
The full MyCAP Premium toolkit
  • Unlimited school list
  • Net cost calculator
  • SAI calculator
  • Advanced college search
  • Scholarship database
  • FAFSA & CSS guidance
  • MyCAP Academy library
  • 10% off all 1:1 services
CAPgpt — your AI college planning expert, 24/7. Ask anything about aid strategy, FAFSA, or scholarships. Trained on 20+ years of CAP expertise. Updates automatically when FAFSA rules change.
★★★★★
The office hours alone are worth the membership. I bring my specific situation and get a real answer — not a generic response.
Jennifer M. — parent of Class of 2025 Member · 2 yrs
Expert Help, On Demand

1:1 advisory services — when you need an expert in your corner.

Work directly with a College Aid Pro specialist. Best for critical decision points where you need a personalized strategy — not a generic answer.

MyCAP Premium members save 10% on every service above. Not a member yet? At $4.99/month, the discount more than covers your first session.
Frequently Asked

Questions families ask before they sign up.

Short, honest answers. Nothing hidden.

What makes this a membership and not just software?
Software gives you a tool. A membership gives you ongoing live access — bi-weekly expert office hours, new workshops every month, a scholarship database refreshed weekly, and CAPgpt that updates when policy changes. It’s active support, not a static platform.
What’s the difference between a free account and Premium?
Free accounts can add up to 3 schools and have limited search tools. Premium unlocks everything: unlimited schools, the net cost calculator, advanced search, CAPgpt, the full scholarship database, FAFSA guidance, MyCAP Academy, live workshops, bi-weekly office hours, and 10% off all 1:1 services.
Can I cancel my Premium membership anytime?
Yes — cancel from your account settings at any time. Access continues through the end of the billing month, then reverts to free automatically. Note: if you rejoin later, the initiation fee applies again.
Who are the 1:1 experts I’d be working with?
CAP’s team includes some of the most experienced financial aid and college planning specialists in the country. Visit our Experts page to learn about each advisor before booking.
I have two kids entering college — do I need separate accounts?
Yes — projections are customized to each student’s situation, so each child needs their own account. Reach out if you’d like to discuss a family package.
What’s the “Wake Me When It’s Over” package, exactly?
A fully managed engagement. We assign a dedicated CAP expert who handles your school list financial review, FAFSA & CSS Profile completion, award letter analysis, appeal strategy, and your bill/loan plan — start to finish. Pricing starts at $3,499 and scales with complexity. You make every decision; we do the work.

Ready to start planning smarter?

Join 50,000+ families who use MyCAP Premium to find schools that fit their budget — and fight for every dollar of aid they deserve.

$4.99/month · Cancel anytime · One-time initiation fee applies