Federal vs. Private: Choosing The Best Student Loan In 2024
Webinar Replay
Lender Fact Sheet
College Ave
- Apply in as little as 3 minutes and get an instant credit decision
- Multiple repayment options from deferred to immediate principal and interest
- Choice of how long you take to repay the loan - 5, 8, 10, or 15 years
- 0.25% interest rate reduction when you make required payments by automatic debit
- Borrow up to 100% of your cost of attendance (minimum $1,000)
Sallie Mae
- Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.
- Applying online is easy - you could receive a credit result in about 10 minutes.
- Multiple repayment options from in-school payments to deferred. No origination fee or prepayment penalty.
- Borrow up to 100% of school-certified expenses, whether you're online or on campus.
- Last year, students were 4x more likely to be approved with a cosigner.
- Disclosures
Earnest
- Check your eligibility in just 2 minutes
- Fast application and decision-making process
- Flexible repayment options
- No fees for origination, disbursement, prepayment, or late payment
- Skip a payment once per year (once repayment period restarted)
- Covers up to 100% of the school's certified cost of attendance
- 9 month grace period (3 months more than most lenders)