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Step 1: Maximize Federal Direct Student Loans

  • Start by utilizing your Federal Direct Student Loans, which cover up to $5,500 of your gap for the Freshman year.

Step 2: Get Approved with Ascent Student Loans

Why Ascent?

✅ Fixed APRs starting as low as 3.44%*
✅ Soft Credit Pull – No impact to your credit score
✅ Co-Signer Release Program available
✅ No Origination Fees³
✅ Transparent, Competitive Rates you can trust
✅ Direct support to guide you through your options
✅ Exclusive, favorable terms available through the power of our CAP community

Thanks to the strength and influence of the College Aid Pro community, we've secured exclusive student loan options with Ascent—available only to CAP families!

Step 3: Explore Other Lenders - State & Private

Step 4: Compare Private Loan Rates to the Federal PLUS Loan*

  • Make sure to compare the private loan rates you receive with the Federal PLUS Loan to ensure you're making the best financial choice.

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Fixed Rate APRs: 3.44% - 13.96%
  • Fixed rates starting at 3.44 Annual Percentage Rate (APR)
  • Zero fees – no application, origination, disbursement, early repayment, or late fees
  • 1% cash back at graduation and a 0.25% - .5% autopay discount
  • 12-month co-signor release program
  • Disclosures